Buying A Home 101

So you’re thinking of buying a home, but whether you've spent years saving and preparing to buy a home, or are unsure if you can afford it, the questions surrounding a house purchase can feel endless. Click on the icons below to learn more about each of the steps that will mark the path to your new front door.

DECIDING TO BUY

HIRING AN AGENT

FINANCING YOUR HOME

GOING SHOPPING

MAKING AN OFFER

INSPECTIONS & APPRAISAL

SETTLEMENT

 

Making An Offer
You found the house, now it’s time to make an offer. Your agent will give you an estimate of closing costs and mortgage payment for the home. They will also go over lots of paperwork with you and discuss what offer will give you the best chance of reaching your goals. Offers will include a price, how much money you will put at risk if you don’t close, any assistance you will expect from the seller, timelines for settlement, contingencies for your mortgage, and details on your opportunity to inspect the home before you purchase. Be sure to ask questions and clearly understand the timelines and obligations that go in to making an offer on a home.